Owner Builder Loan LVR 60-75%:自建贷款杠杆上限的现实与监管推手 面向澳洲华人全面拆解Owner Builder Loan的LVR为何锁定在60-75%,结合APRA审慎框架、RBA高LVR贷款数据与ASIC消费者警示,详解与传统建筑贷款的分野及成本超支缓冲。 22 May 2026